I've been reading lots other blogs on here and I'm wondering what exactly you classify as a "no spend day". Does that mean you didn't spend any money at all, or any that you hadn't budgeted for? At any rate, TB and I didn't spend any money at all yesterday so I guess I had my first official "no spend day" now that I'm keeping track. Woot!
I signed up for one of those high yield HSBC online saving accounts last month. I've had my $1000 emergency fund for a few months now but it's just been sitting in my checking. I finally made the move to get it over to the HSBC savings account yesterday. I feel better about it now because there isn't a chance of me spending it without thinking about it and making a effort to get it out of the account.
In other news, I got my new Mary Jane Crocs yesterday and they are soooo cute. Love, love, love them and they're so comfortable. I was in dire need of some summer shoes/sandals so I budgeted for some. My friends just turned me on to Crocs a few months ago and I don't know how/why I lived without them for so long. I have one pair of the Cayman style in black and now two mary jane pair in chocolate and black. The cayman style is a little clunky looking and a lot of people don't like them because of that but the mary janes are really small and dainty in comparison. And of course you can't beat the comfort.
Oh yeah, this is a financial blog. Brain freeze.
TB and I don't have wills yet but we are working on it. I got some will software and a book the other day from Amazon. Quicken WillMaker Plus 2007 for $32.99. So far I am very happy with the purchase. I'm still in the process of reading the book but it is very easy to follow and the software looks simple to use. So, I am going to be working on that for the next couple of days. Fun!
PS: This was a random entry if I ever read one. LOL
Shoes, Savings and a Will
April 3rd, 2007 at 01:52 pm
April 3rd, 2007 at 01:58 pm 1175608720
as for the no spend day, i think it depends on what the needs are in your household and where you are in your financial journey. probably when your first starting out, you'd want to count a 'no-spend day' when you didn't spend anything outside of the budget. then down the road it's when you didn't spend anything other than a bill that had to be mailed. then: no money at all!!! you could start at the first level and if you find yourself having more 'no-spend' than spend days in a week or month, then try it at the next level to give yourself a challenge.
April 3rd, 2007 at 02:19 pm 1175609944
April 3rd, 2007 at 02:38 pm 1175611135
April 3rd, 2007 at 03:02 pm 1175612558
It's like Tina said, you have to do this according to your needs and the way that you perceive it to be.
Congratulations on opening up your HSBC. I heard that those shoes are so incredibly comfortable. My dIL wears them as much as she can. She said that she has had less backaches since wearing them.
April 3rd, 2007 at 05:04 pm 1175619899
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April 4th, 2007 at 06:32 am 1175668373
April 4th, 2007 at 08:00 am 1175673647