Bills paid today:
Geico Auto Insurance - $120.88
TXU Electric - $164.97 (budget billing amount...actual bill amount was 94.91)
Bank of America (truck) - $311.55 (balance before payment was $6,701.21)
Sprint PCS - $50.62
Visa - $50.00 (balance before payment was $2,231.48)
Discover-D - $148.40 (balance AFTER payment was $4,900...0% interest)
That's all the bills through the end of the month except Netflix ($19.29) which will be deducted on 4/26. Other than groceries, gas and tithe, I should not spend any more. Since I don't get paid until Friday and Visa (lowest on the debt snowball) is due on Thursday, I just made close to the minimum payment. I plan to make another payment as soon as Friday's check is deposited. Figuring out how much that will be is where I am having trouble.
My dilemma: I paid off my 2000 Honda Accord last month. Well, today I got a coupon type booklet in the mail from the local Honda dealership. In there, I noticed an ad for $35 off a timing belt replacement. Well, that got me thinking about maintenance on my car. I bought my car used when it had 25,000 miles on it. Now it has 125,000 miles on it. I have never had any belts replaced. I called a friend who works at another local dealership and asked him about having the belts changed out/checked and he said that it would definitely be a good thing to have it done soon. He said it should have been done at 90,000 miles. So, now I am all worried about needing my belts changed but if I do that, it will mean way less going toward the Visa because the cost of changing out the drive belts, timing belt, water pump and whatever else is right around $700.00. I should still have at least $600 to go toward the Visa and still have money for necessities through next month.
So, should I go ahead and get the work done on the car? I am kind of thinking it is a perfect time to do it since I have the "extra" money. And it would be a nightmare to have a belt break and be on the side of the road...and maybe cause more damage. TB is at school so I get to ask him about all this when he gets home tonight. I am just kind of let down because I called him this morning saying we should have $1,200 to pay toward the Visa and we were both so excited about it.
Belts and Stuff
Bills paid today: