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Contacted an ELP

April 20th, 2007 at 05:52 pm

Thanks everybody for your comments yesterday. I got the letter to the collection agency sent off yesterday, certified and return receipt requested. I look forward to getting to the bottom of this and getting it behind us. TB is going to say something to his mother the next time we see her.

I got on Dave Ramsey's website on Wednesday and filled out a request for an investment EPL (Endorsed Local Provider) to call me back. I wasn't sure how long it would take but I had a phone message from a very nice gentleman that night. I e-mailed him the next day and explained that we're still on baby step 2 (debt snowball) but we want to do something now with some money that TB has in a Roth IRA. The money is currently in a money market account but we want it moved to a mutual fund. Anyway, the guy e-mailed me back super fast and we're going to contact him with all the specifics about switching over as soon as we can. The IRA is in TB's name so I can't just do it by myself....and he is going to be really busy next week with school and preparing for his final (next Friday! Thank you Jesus!) Anyway, I am looking forward to working with this guy and if his customer service thus far is any indication, he will be awesome.

I had to go get my filthy car inspected the other day but I found a cool new carwash type place that offers a free full service wash with inspections. So, I went there and got the inspection for $39.50 plus the full service wash for free (11.95 value). My car needed it soooo badly! Other than that the only money we have spent this week has been for that BBQ dinner for the firefighters the other night ($113.63) and TB just HAD to get McDonald's for lunch one day because he had forgotten to pack anything (this was one of the days he had to go straight to work from a 24 hour clinical) and that was $8.53. Really not too shabby!

Oh, and I had to of course get gas, but that is budgeted. BTW, I am getting sick of these gas prices being so high and it's probably just going to go up further and further as the summer comes. Last night I paid $2.75 a gallon at Wal-Mart for gas. Total was $38.74. That will get me through about a week and will take me about 400 miles. Are y'all paying more for gas in other parts of the country? I'm in the Dallas/Fort Worth Metroplex.

8 Responses to “Contacted an ELP”

  1. newlyfrugal Says:

    I paid $2.83 per gallon the other night for a total of $58.51. Will last me about a week. I am getting sick of them too, but they could be much worse. We have already canceled a couple of long distance trips because it would have hurt our budget too much. Good luck and have a great weekend!

  2. littlegopher Says:

    Here in MN, gas was $2.79 last week. This week, it's $2.65. Always a surprise, and not a fun one...

    Good luck on the phone fiasco - hope all turns out well.

  3. HouseHopeful Says:

    Hey, great job contacting the ELP. Believe it or not, there's none in my area Frown But luckily, I do have someone that I trust. And, as Dave says, he has the 'heart of a teacher'. Smile

  4. Ima saver Says:

    Mine was $3.01 but I use premium.

  5. homebody Says:

    Northern Coastal California, $3.39 a gallon, regular 87 octane at Shell.

  6. debtfreeme Says:

    between 3.20 and 3.35 here in sacramento.

  7. AJ Says:

    You are all obviously living in the United States. Gas is over 7 dollars US a gallon in England!!!!!!! Please don't complain. In Canada it is over 5 dollars a gallon.

  8. shadon Says:

    In Australia it's currently just over US$4.00 a gallon.

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